All Rights Reserved the purchase and use of any material from www.xxbusiness.co.za  is subject to Xongela Xabe Business Pty Ltd, ( trading as XX Consulting) terms and conditions, and all transactions are conducted without prejudice.

1. The document or documents downloaded are limited for use to the purchaser, or the person whose credentials were used to download the document this is also applicable to free documents.
2. Digital, hard copy, or electronic document distribution is prohibited.
3. PayPal is XX Consulting’s trusted payment channel, by purchasing any material or document via the website you are fully aware that XX Consulting does not keep your banking details.
4. All reading material purchases are not refundable.
5. In the unlikely event that a purchase for the same material in one logging session is duplicated PayPal will reverse the subsequent debit/s after full investigation and proof of such occurrence has been presented to XX Consulting finance team via the email address: billing@xxbusiness.co.za
6. XX Consulting reserves the right to prevent and block anyone from making purchase/s of any material from the website or any other trading platform that may be in use.
7. XX Consulting reserves the right to demand from any person who has any material from XX Consulting to return it and to delete any copies saved or kept in any format.
8. By downloading the document, you confirm that you have familiarised yourself and agree to XX Consulting’s disclaimer notice statement available via the disclaimer tab.
9. After completing the payment process, (see 3 above) the document becomes accessible in two ways, automatically to the buyer’s email inbox. It is also downloadable during the login session by clicking the download or the title of the document. Should the purchaser choose not to download and provide an incorrect email address, the document can be obtained from our finance team at a fee of 3,6% of the documents’ price.
10. As XX Consulting we remain true to our ethos, any attempt to dissuade us implicitly or explicitly will result in legal actions being instituted against the person or institution doing so.
11. XX Consulting management and contributors are not obliged to participate in any discussion or debate that emanates from any posted topics.
12. XX Consulting management or contributors do not commit wittingly or unwittingly to be part of any discussion or debate that emanates from the topics posted.
13. Academic resources used for referencing belong to their authors and academic institutions they are affiliated with, and are subject to various copywriting laws, XX Consulting will not share any documents, books, or journals in any format.
14. Information on the resources page is not arranged in any systematic format, it will continue to be updated when new topics influenced by a read article/s become available.
15. Information on the resources page is not a guide to referencing style or method for academic writing, students are advised to contact their institution for the recommended referencing style.

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